Document text
My susu savings plan
Daily susu card, what comes back each month, and when you reach your goal
Saver: [YOUR NAME]
Collector: [COLLECTOR'S NAME AND PHONE]
Goal: [WHAT I AM SAVING FOR]
1. My plan
What Amount
Daily contribution GH₵ [AMOUNT]
Days on the card for one month [DAYS]
Days the collector keeps [DAYS]
Paid in for one card GH₵ [AMOUNT]
Collector's commission GH₵ [AMOUNT]
Back to me each month GH₵ [AMOUNT]
My goal GH₵ [AMOUNT]
Already saved GH₵ [AMOUNT]
Months to reach the goal [MONTHS]
2. Susu card — tick a box each day
[MONTH]
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐
17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Got
☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐
[MONTH]
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐
17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Got
☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐
[MONTH]
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐
17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Got
☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐ ☐
3. Goal tracker
Month Got back Saved by then Done
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
[MONTH] GH₵ [AMOUNT] GH₵ [AMOUNT] ☐
Keeping your susu safe • Know your collector: where they work and live, their phone number, and someone who has saved with them before. • Ask to see their ID and licence or association card; write the details on this page. • Keep your card yourself and tick it together each day; ask for a receipt or MoMo reference for any payment. • Agree the commission before you start — one day per card is common, but ask. • Do not keep all your savings with one person. For big goals, move the monthly payout to a bank or savings account.
A savings plan, not financial advice. Susu terms are agreed with your collector; the commission here is the common one day per card.